Trademark Class 36 Financial, Banking and Insurance Services

Introduction to Trademark 36

Trademark Class 36 emerges as the protector of financial security and forward-thinking planning. This class represents the domain of financial security and strategic planning, including services that handle money matters, investment options, and risk management. From insuring valuable belongings to planning for retirement, it connects financial stability with future goals.

This class includes various services such as Financial, monetary, and banking services; insurance services; real estate services that protect our assets, plan for the future, and guide us through the complexities of financial matters. It mainly includes services relating to banking and other financial transactions, financial valuation services, as well as insurance and real estate activities.

 Let us discuss the products covered under Trademark Class 36  briefly:

a. Insurance Services: This covers a wide range of insurance options, such as health, life, property, and vehicle insurance.

Example: LIC (Life Insurance Corporation of India) is one of India’s largest life insurance providers, offering a broad range of life insurance products.

b. Banking and Financial Services: This covers banking operations, financial management, and related monetary services.

Example: Kotak Mahindra Bank provides a wide range of services, including banking solutions, investment opportunities, and insurance products, to meet diverse financial needs.

c. Investment Services: This includes investment management and advisory services that assist individuals and businesses in making informed investment decisions.

Example: Aditya Birla Ventures, part of the Aditya Birla Group, focuses on venture capital and investment opportunities in startups and emerging businesses to support their growth and innovation.

d. Real Estate Management: This includes property management, real estate brokerage, and leasing services.

Example: DLF Limited is a major real estate management company in India, specializing in property development, management, and real estate services.

e. Financial Consultancy: This includes providing expert advice on financial planning, risk management, and other financial matters.

Example: PricewaterhouseCoopers (PwC) India provides comprehensive services including financial consulting, tax planning, and advisory on risk management, business transformation, and mergers and acquisitions.

Inclusions and Exclusions under Trademark Class 36

Trademark Class 36 covers a wide range of products as discussed above. Below is a detailed breakdown of the specific items included and excluded from this classification.

Specific Inclusions in Trademark Class 36:

✔ Financial transaction and payment services, for example, exchanging money, electronic funds transfer, processing of credit card and debit card payments, and issuance of travellers’ cheques.

✔ Financial management and research.

✔ Financial appraisals, for example, jewellery, art, real estate appraisal, and repair costs evaluation.

✔ Cheque verification

✔ Financing and credit services, for example, loans, issuance of credit cards, hire- or lease-purchase financing.

✔ Crowdfunding

✔ Safe deposit services

✔ Financial sponsorship

✔ Real estate agency services, real estate management, rental of apartments, rent collection.

✔ Insurance underwriting, actuarial services;

✔ Brokerage services, for example, securities, insurance and real estate brokerage, brokerage of carbon credits, and pawnbrokerage.

Specific Exclusions in Trademark Class 36:

✘ Administration services relating to business transactions and financial records, for example, book-keeping, drawing up of statements of accounts, business and financial auditing, business appraisals, tax preparation, and filing services (Class 35).

✘ Sponsorship search, promotion of goods and services through sponsorship of sports events (Class 35).

✘ Cash replenishment of automated teller machines (Class 39).

✘ Freight brokerage, transport brokerage (Class 39).

✘ Quality evaluation of wool and standing timber (Class 42).

Steps involved in registering Trademark under Class 36

• Initial Trademark Search for Trademark Class 36

Before starting with the registration process under Trademark Class 36, a detailed Trademark Search is required to be conducted to ensure that the proposed trademark is unique and does not conflict with existing trademarks under Trademark Class 36. Search can be carried out online through the official website of the Trademarks Registry (https://tmrsearch.ipindia.gov.in/tmrpublicsearch).

• Prepare and Draft the Trademark Application for Trademark Class 36

For preparing and drafting the trademark application form (TM-A), the following information and documents are required to be collated:

• A clear representation of the trademark 
• Details of the applicant, including name, address, and nationality
• Description of goods or services associated with the trademark
• Date of first use (if applicable)
• Power of Attorney (if filed through an attorney)
• Digital Signature of the Applicant 

The application can be filed online through the official website or a physical application can be submitted at the nearest Trademarks Registry office.

• Submit the Application for Trademark Class 36

The trademark application can be submitted online or offline by paying the requisite fees. The fee varies depending on whether you’re an individual, a startup, a small enterprise, or a large corporation. 

• Examination by the Trademarks Registry

The Trademarks Registry will review the application to ensure it complies with the relevant laws and regulations. They will assess the distinctiveness of the mark, potential conflicts, and other requirements.

• Publication in the Trademarks Journal

If the Registrar finds no objections or issues with your application, your trademark will be published in the Trademarks Journal. This publication allows interested parties to oppose the registration within a specific period (usually four months).

• Objection and Opposition Period

During the publication period, objections or oppositions can be filed by third parties against the proposed trademark. If an objection is filed, the opportunity to respond shall be granted.

• Registration Certificate of Trademark Class 36

If there are no valid objections or if you successfully resolve any objections, the Registrar will issue a Certificate of Registration for trademark under Class 36. This certificate confirms your exclusive rights to the mark within Trademark Class 36.

Detailed List of goods classified under Trademark Class 36

Conclusion on Trademark Class 36

Trademark Class 36 plays a crucial role in protecting and managing financial interests by covering services such as insurance, financial and monetary affairs, real estate management, investment services, and financial consultancy, thereby ensuring financial stability, security, and long-term planning for individuals and businesses. As economic conditions change and financial strategies adjust, proper classification and trademark protection under Class 36 is crucial for establishing brand recognition and credibility. 

For businesses operating in insurance and financial services, securing a trademark in Class 36 is essential to distinguish themselves in a competitive market and symbolize the brand’s dedication to financial stability, specialized knowledge, and client-focused solutions. To explore other trademark classes, refer to the “Trademark Class List” Ensure your trademark is protected with expert assistance from Registration Arena. 

Contact us today to start the Trademark Registration process in India smoothly and efficiently.