The loans given by a Nidhi Company to a member shall be subject to the following limits-

  • If the total amount of deposits of such Nidhi from its members is less than 2 crore rupees -Rs. 2 lakhs
  • If the total amount of deposits of such Nidhi from its members is more than 2 crore rupees but less than 20 crore rupees – Rs. 7 lakhs
  • If the total amount of deposits of such Nidhi from its members is more than 20 crore rupees but less than 50 crore rupees – Rs. 12 lakhs
  • If the total amount of deposits of such Nidhi from its members is more than 50 crore rupees – Rs. 15 lakhs
  • In a case, where Nidhi has not made profits continuously in the 3 preceding financial years, it shall not make any fresh loans exceeding 50% of the maximum amounts of loans specified above